Free Government Money For First Time Home Buyer

People capable of investing in real estate now should take advantage of first time home buyer grants that can help them close on the purchase of their new home. Not all American citizens are aware of the fact that the United States government may quite possibly shell out over five, ten, or twenty thousand dollars or more to help with your down payment and closing costs. Some of these programs are in the form of low interest lows, however, others are grants that are not loans, and you don't have to pay it back. It's free government money, plain and simple. These government grant programs are generally available through your local government agencies, but may also be offered by your state. Grants for first time home buyers are generally given to individuals that have never owned a home or to those who have not owned a house at any time during the last three years. If you want to buy a new home for the first time and need some financial support it may be as simple as a quick application to check your eligibility to receive the grant. The mandatory pre-requisites are that you have to be 18 years old or more and an American citizen. In case you are not a first time home buyer, there are still mortgage grants and other real estate grants that may be obtained if certain criteria are met.

For instance, there are innumerable programs that will present you with cash grants to improve or repair your home, upgrade your appliances to energy efficient equipments. Off late there was even a tax credit approved for the first time home buyer. You will never be asked to pay the money back as long as you fulfill the specified conditions, for example own the home for at least three years. When you search the grant database, you will realize that there are many private and government programs that offer grants that you may qualify for. Aid comes in various forms; grants for first time home buyers and repeat homebuyers, pre-purchase counseling, funds for down payment and/or closing costs, low interest and deferred loans, matched savings accounts, and some programs may even build a home for you to live in.

Just because you are applying for first time home buyer grants or home improvement grants, doesn’t mean that you are not entitled to any other additional grant funds for other personal uses. In addition to getting free money to help you with your down payment or mortgage costs, you could qualify to receive additional grants for other projects as well. The most interesting fact is that you do not have to return the money as long as you follow the agreement made with the grant provider. If you happen to be a U.S. military veteran, you may have several additional resources available, for instance, while buying a new house you might get a complete waiver of the down payment. Additional home ownership aid is available to the law enforcement officers, teachers and firefighters or emergency technicians. In case of a disability, a person is assisted to make the new home handicap accessible.

. If you are looking for an appropriate grant search engine so as to find the right grant for you, log onto www.grantvine.net

GrantVine Launches A New Grant Search Category For Non–Profit Organizations

GrantVine™ offers an excellent opportunity for finding and matching grants and funds for a variety of needs. GrantVine has recently launched a new category to assist members of non-profit organizations find funding for animal welfare, arts, economic development, education, health, housing, human rights, human services and public affairs, and much more. Grants in the database can be located as easily as searching by state or by programs nation in scope. GrantVine lets you search by category, location and/or keyword. The interface is very user friendly and does not need much technical knowledge; results are quickly at your fingertips. Having all the resources in one location will help you achieve your funding goals and save you hours of tedious research. Competition to find and obtain funds is great, for a nominal charge of $19 a month you can search the grant database and quickly bring several benefits to your non-profit organization. GrantVine’s database consists of grants, scholarships for high school seniors, college students and individuals planning to return to school, as well as assistance programs, loans and additional resources. Grants and assistance are available in 16 searchable categories such as college scholarships & grants, home improvement, senior citizen grants and now the newly launched category for non-profit organizations. GrantVine values data integrity and thus it is continuously being updated and added to. Currently GrantVine has more than 8,000 grants and assistance programs in its database, so whether you are seeking grants for your non-profit organization or for your organization’s target audience and service recipients, you will find the Database makes it very simple to find what you are looking for. GrantVine also offers a customized research report, a high-quality service which is conducted by a member of the GrantVine research team. GrantVine’s research team utilizes federal, state, local and private resources to complete each customer's research. Once complete, the research report is returned to the customer in a portfolio that describes what funds are available, the opportunity details and how to apply. To learn more about grant services please visit www.grantvine.net